Delivering The American Dream To
Those Who Serve
AMERICA

Less Cash Needed – Up to 100%
financing AVAILABLE!

Asset Preserving – Many
transactions require zero down
payment

Accommodating – No income
limits, allows a higher percentage
of income to go toward mortgage
payment, and expanded credit
guidelines

Seller Contributions – Allows
sellers to contribute up to 4%

Lower Costs – Typically lower
cost compared to standard, conventional
financing

Multiple Properties – Available
on 1- to 4-unit properties, low-
and high-rise condos and PUDs
(no manufactured homes)

No Cash Reserves – Not required
unless relying on rental income
from anything other than subject
property

VA Home Financing Options
Give Your Military Buyers
The Home Buying Edge

Affording a first home or a needing larger property can be difficult. Now you’re
armed with great solutions that offer extra help to those of you who help keep our
country strong. VA home financing programs smooth the way for qualified
veterans, active-duty personnel and reservists, with fixed- and adjustable-rate
products designed to place your home goals well within reach.

Count on me for the program selection, start-to-finish personal attention, and local
market knowledge that assures a smooth transaction. So you can concentrate on
finding the home of your dreams, knowing I’m taking care of the details. We can refinance your existing mortgage with high cash out ratios if needed also.  

Call me today! 
Trey Horton
Certified Mortgage Planner CMP
 205-358-8159 205-296-8741 cell
186 Main Street
 Trussville Alabama 35173
 
TreyHorton@gmail.com
www.AlabamaMtgBanker.com
If you have time also visit www.America.Gov